Home Hacks and Money-Saving Tips for Renters

29 October 2025 5 Min read
Dollars & Sense

Living on your own comes with freedom and flexibility, but it also means managing a budget that can feel tight at times. From utilities to decor, small decisions can add up to big savings. The good news is that there are plenty of creative ways to save without sacrificing comfort or style. These saving money tips will help renters stretch their budgets, keep homes cozy, and enjoy more of what they love.

1. Make the Most of Natural Light

One of the easiest money-saving tips is to rely on natural light whenever possible. Opening blinds during the day not only brightens your space but also helps lower your energy bill. At night, use LED bulbs, which last longer and consume less electricity than standard bulbs.

If your apartment gets limited sunlight, try using mirrors to reflect light throughout the room. They can make your home feel bigger and more inviting without adding extra lamps or fixtures.

2. Get Smart with Thermostat Settings

Temperature control plays a huge role in monthly expenses. If you can, use a programmable or smart thermostat to keep heating and cooling efficient. Adjusting just a few degrees when you’re away can make a noticeable difference.

You can also improve insulation with affordable updates, such as:

  • Weatherstripping around doors and windows
  • Curtains to keep heat in during winter and out during summer
  • Using a fan to circulate air before turning on the AC

These small investments can reduce your utility bills throughout the year while keeping your space comfortable.

3. Cut Laundry Costs with Simple Habits

Laundry might be unavoidable, but high costs don’t have to be. Try washing with cold water whenever possible and wait until you have a full load to save both water and energy.

Here are a few simple ways to stretch your laundry budget:

  • Clean the lint trap regularly to help your dryer work more efficiently
  • Use dryer balls instead of single-use sheets
  • Air-dry lightweight items like shirts and linens when possible

By being intentional with laundry habits, you’ll save on both utilities and detergent costs over time.

4. DIY Decor and Upcycled Furniture

You can make your apartment feel like home without overspending. Thrift stores, resale apps, and neighborhood markets are full of affordable pieces that can be refreshed with a coat of paint or new hardware.

For renters who want to refresh their look sustainably, CORT Furniture Rental offers options without the waste or high cost. Simple DIY projects like adding peel-and-stick wallpaper, hanging floating shelves, or framing inexpensive prints can elevate your space for less.

5. Be Strategic with Subscriptions and Services

It’s easy to forget about small recurring charges that quietly add up each month. Take a few minutes to review your subscriptions, like streaming, fitness apps, and delivery services, and cancel the ones you rarely use.

Consider these ideas to save even more:

  • Split subscriptions with friends or roommates
  • Opt for annual plans instead of monthly ones to reduce overall costs
  • Take advantage of student or loyalty discounts if available

These small adjustments can easily save hundreds over the course of a year.

6. Build a Simple Apartment Fund

Unexpected expenses are part of renting, but they don’t have to throw your budget off track. Setting aside even a small monthly amount can create a cushion for things like replacing a broken appliance.

Accidents happen, but they don’t have to mess up your budget. CSC customers get access to Latchel, which offers up to $2,700 in reimbursements and credits to cover unexpected fees or damages from your landlord. 

Building a small apartment fund and taking advantage of benefits like Latchel are some of the best tips for saving money, avoiding financial stress, and staying prepared for whatever comes your way.

7. Save on Everyday Essentials

Household items like cleaning products, toiletries, and pantry staples are easy to overspend on. Look for bulk options, off-brand alternatives, or reusable items that cut long-term costs.

To make the most of your shopping trips:

  • Stock up on non-perishables during sales
  • Use store apps or rewards programs for instant savings
  • Buy refills instead of single-use containers

Small changes in your shopping routine can lead to meaningful savings each month.

8. Embrace Energy Efficiency

Energy efficiency is one of the most impactful ways to save money for renters. Turning off lights when leaving a room and unplugging electronics not in use can help lower your utility bills.

If your building allows, adding smart plugs or power strips can also help cut energy from hidden electricity costs that come from devices left plugged in all day.

9. Organize to Maximize Your Space

When space is limited, clutter can make a small apartment feel even smaller. Investing in storage solutions like under-bed bins or over-the-door racks helps keep your home tidy and efficient.

A well-organized home can also prevent waste. When you can see what you own, you’re less likely to buy duplicates or lose items in storage.

10. Take Advantage of Apartment Amenities

Many apartment communities include amenities that can help you save in ways you might not expect. If you have access to a gym at your property, you can cancel a gym membership. A community lounge might be the perfect place to host friends instead of spending money on an event space.

The key is to make use of what’s already included in your rent. That’s one of the easiest money-saving tips renters often overlook.

Live Smarter, Spend Less

Saving money as a renter isn’t just about cutting costs; it’s about being intentional with how you live. With a few adjustments and creative strategies, you can reduce expenses, stay organized, and enjoy your space even more.